Machine Heuristic: When We Trust Computers More than Humans with Our Personal Information

In this day and age of identity theft, are we likely to trust machines more than humans for handling our personal information? We answer this question by invoking the concept of "machine heuristic," which is a rule of thumb that machines are more secure and trustworthy than humans. In an experiment (N = 160) that involved making airline reservations, users were more likely to reveal their credit card information to a machine agent than a human agent. We demonstrate that cues on the interface trigger the machine heuristic by showing that those with higher cognitive accessibility of the heuristic (i.e., stronger prior belief in the rule of thumb) were more likely than those with lower accessibility to disclose to a machine, but they did not differ in their disclosure to a human. These findings have implications for design of interface cues conveying machine vs. human sources of our online interactions.