Mega Subramaniam

“I Knew It Was Too Good to Be True”: The Challenges Economically Disadvantaged Internet Users Face in Assessing Trustworthiness, Avoiding Scams, and Developing Self-Efficacy Online

In the U.S., consumers increasingly turn to the internet and mobile apps to complete essential personal transactions, ranging from financial payments to job applications. This shift to digital transactions can create challenges for those without reliable home internet connections or with limited digital literacy by re…